🛑 STOP Your VINYL SIDING from MELTING 🔥 Do-It-Yourself Window Film Solution 😎

Does Homeowners Insurance Cover Melted Siding

Why Does Vinyl Siding Melt?

Vinyl siding is an extremely popular finishing material in the American homebuilding market and for myriad good reasons. It is relatively affordable, it comes in all sorts of color and textures, it can be installed with ease by skilled professionals, and under most circumstances it is durable, easily withstanding cold snaps, rain and snow, the summer's heat, and other weather.

But in one circumstance, vinyl siding can be quickly damaged beyond repair, and that is when window reflections melt vinyl siding, causing it to buckle and warp and ultimately fail as a protective and decorative exterior housing product. How can durable vinyl siding melt because of window glare off nearby windows? Because window glare can reach temperatures well above the 160º to 165º melting threshold of most types of vinyl siding. When sunlight hits modern energy efficient windows, which are designed to be highly reflective so they reject maximum solar energy and keep the interior of the home cooler, the intensity of the sunlight rays created by these reflections is many magnitudes more powerful than light bouncing off regular windows. If these window reflections land on vinyl siding nearby, they can cause melting and warping issues in a matter of minutes, and even on milder days.

If sun glare melting siding on a house, shed, or business is your problem, then the windows at fault need the best solution for window reflections melting vinyl walls, and that's Siding Guard, a product created exclusively to stop window glare melting vinyl siding. But then there's the issue of who is going to pay for the Siding Guard, because what if a neighbor's windows are melting vinyl siding on your home?

vinyl siding melting from window reflection

Does Homeowners Insurance Cover Melted Siding?

Homeowners insurance covers all sorts of damage, from fires to wind damage to hail and more, but when it comes to vinyl siding melted by sun glare homeowners insurance often gets into a murky territory. Many policies simply flat out won't cover siding melted by sun glare. Others may cover part the issue, meaning the insurer will pay just for the pieces of vinyl siding damaged by sun reflections, but if the replaced pieces don't match the other non damaged vinyl strips (vinyl ages over time but retains its good looks as all of the siding slightly changes color uniformly), then your home might not look as good and might lose value even though the melting damage was technically fixed.

Still other insurance policies will cover all costs related to melted vinyl siding, but only if you had previously opted to pay a small premium to cover such fixes, and who plans ahead for vinyl siding melted by sun reflections before they have experienced such a thing?

Then there is the all too common and awkward issue of the neighbor's home being the one with windows that melted your vinyl siding. Unless you can prove negligence or malicious intent, it's unlikely you will have any claim to have your neighbor (or his or her insurance company) be forced to cover your damage.

So the long story short is that when it comes to siding melted by sun glare, you are probably out of luck when it comes to help from insurance plans. So you need to get out in front of the issue yourself and get Siding Guard to stop window glare melting damage. Or you need to talk ton your neighbor about getting siding guard -- that chat will beat a talk about a melted vinyl siding lawsuit!

anti reflection exterior window film for vinyl siding melting

Vinyl Siding Melting Lawsuits

A melted vinyl siding lawsuit can get as ugly as the siding melted by window glare in the first place. The issue has come to the court room many times, but it's still unclear who should be held liable in these cases. The neighbor who has energy efficient windows that created such powerful reflections they melt siding on your home? They were just trying to create a cooler and greener home that's cheaper to maintain. The installer who put in the windows? They were hired to to a job and may well have needed to use those type of windows to match building code anyway. The manufacturer of the windows themselves? Again with the code, the cleaner and greener of it all, and the fact that there would have been no issue were the windows put in opposite, say, cement board or brick.

And you can't well sue the company that made the vinyl siding that melted in good conscience. Their product was the one damaged, not the cause of the issue. Really your best bet is to stop thew siding melting before it happens with Siding Guard window film.

How to Prevent Warped or Melted Vinyl Siding

If the conditions that may lead to window glare melting vinyl siding on your home or a neighbor's home seem to exist -- namely that's energy efficient windows placed in any sort of proximity across from or adjacent to walls with vinyl siding -- then you should have Siding Guard applied to the windows at issue at once, or as your neighbor to consider getting Siding Guard for his or her windows that might melt the vinyl siding on your home. 

Siding Guard window film prevents sun glare melting vinyl siding by changing the way sunlight is reflected by the surface of windows. This specialty anti glare film features thousands and thousands of minute perforations through which visible sunlight can pass and enter the home, offering plenty of brightness. The intense infrared heat energy efficient windows reject is still largely deflected, just as without the anti melting window film, as is almost all of the damaging ultraviolet light these windows reject, but instead of all that IR, UV, and portion of visible light being reflected into a few concentrated spaces that can cause melting, the sunlight bounces off in countless directions and won't cause melting or warping of any nearby vinyl materials.

The Best Vinyl Siding Melting Solution

Siding Guard window film is the best solution for vinyl siding damage caused by sun glare because it is both a quick and a long-term fix for the issue. Siding Guard is a quick fix for vinyl walls melted by sun reflections off windows because the window film can be applied to every window on any average sized house in a single day's worth of work. It's a long-term fix because Siding Guard will last for years, providing a true solution for siding melted by sun glare.

Though Siding Guard window film was developed to prevent sun damage melting vinyl walls, it can protect many other aspects of your property or a neighboring property as well. Siding Guard stops those same hot sun reflections that can melt vinyl siding from melting artificial turf grass, keeping your synthetic lawn looking great all year around. It can protect pool or grill covers from discoloring caused by sun fading. It stops damage to plastic furniture or play structures caused by sun glare bouncing off energy efficient windows.

And Siding Guard can keep people and pets safer, too. By diffusing sunlight reflections into harmlessly scattered light, this window film prevents the formation of hot beams of light that could cause damage to the eyes or skin of family members, guests, pets, or wild animals passing through your yard. By keeping the property and people safer, Siding Guard will give you the most peace of mind about your home. And should you ever choose to take down the Siding Guard window film, you'll find one more reason this is the best melted vinyl siding solution: the film can be quickly and completely removed, leaving no lasting marks on the home in anyway way -- a great asset should you decide to sell the property, or if nearby walls are ever re-done without vinyl and you want to restore the windows to their like-new condition now that they present no melting risk.

Protect Your Vinyl Siding Melting and Warping from Window Reflection Damage

Siding Guard Window Film is an Affordable Do-It-Yourself Window Film Solution

👍 EASY TO INSTALL - ANTI-REFLECTIVE WINDOW FILM SOLUTION FOR VINYL SIDING